Address
76 Universal Trail, PALM COAST, FL
Price
$ 489,900
Property Attributes
- MLS#V4950558
- TypeSingle Family
- Listing Status Active
- CountyFlagler
- CityPALM COAST
- AreaPalm Coast
- NeighborhoodPALM COAST SEC 57
- Zip32164
- StyleSingle Family Residence
- Year Built2006
- Taxes$ 5316
- Price$ 489,900
- Bedrooms5
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2880
- Lot Size0.23 Acres
Data Source:
Stellar MLS
Property Description
Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!
| Price History | |
|---|---|
| 8/5/2026 | Listed $525,000 |
| 8/25/2026 | 3$510,000 |
| 9/7/2026 | 4$489,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central |
| Cooling | Central Air |
| Utilities | Electricity Connected,Water Connected |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Filtration System,Water Softener |
| Zoning | PC5700 |
| Garage Spaces | 3 |
| Patio/Porch Features | Patio,Screened |
| Construction Materials | Concrete |
| Year Built | 2006 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| County | Flagler |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | PALM COAST SEC 57 |
| Facing Direction | West |
| Garage Y/N | true |
| Total Rooms | 10 |
| Full Baths | 2 |
| Status | Active |
| Directions | SR 100 TO SEMINOLE WOODS BLVD TO UNIVERSAL TR |
| City | PALM COAST |
| Senior Community Y/N | false |
| MLS Area | 32164 - Palm Coast |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 10019 |
| Carport Y/N | false |
| Listing Terms | Assumable,Cash,Conventional,FHA,VA Loan |
| Land Lease Y/N | false |
| Tax Annual Amount | 5316 |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | false |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/V4950558 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 12 |
| Legal Description | PALM COAST SEC 57 BLK 55 LOT 12 OR 505 PG 703 OR 1217 PG 652-DC OR 1217 PG 652-ACM OR 1217 PG 654 OR 1269 PG 1643 OR 1503 PG 318 OR 1542 PG 1773 |
| Water Access Y/N | false |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s),Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Half Baths | 1 |
| Laundry Features | Electric Dryer Hookup,Washer Hookup |
| Total Bedrooms | 5 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Hurricane Shutters,Irrigation System,Private Mailbox,Private Yard |
|---|---|
| Fencing | Fenced |
| Water Source | Public |
| Lot Size Area | 10019 |
| Foundation Details | Block |
| Building Area Total | 3782 |
| Lot Size Acres | 0.23 |
| Road Surface Type | Paved |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 3 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32164
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 11, 2026 10:37 AM UTC
he information contained herein has been provided by REALTORS® Association of Citrus County, Inc. This information is from sources deemed reliable but not guaranteed by REALTORS® Association of Citrus County, Inc. The information is for consumers' personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. The information contained in this web site is believed to be reliable but is not guaranteed.
